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Publications

Articles, Publications and Books by CARAT Staff
Expanding Financing Opportunities for Minority Businesses
U.S. Department of Commerce Minority Business Development Agency (MBDA)
Summer 2004
Developing a Quality Technical Assistance Program
NCRC 2004 Annual Conference
Selma Taylor
March 2004
Selecting and Using Tools for Online Community Building
CARAT
Won-ju Hulse
July 2005
CARAT's Call to Action: Technical Assistance Certification
Community Investments Online
Federal Reserve Bank of San Francisco
Volume 12, Number 3
December 2000
About CARAT Programs

Creating Capital, Jobs and Wealth in Emerging Domestic Markets
Milken Institute
Glenn Yago, Betsy Zeidman, Bill Schmidt

January 2003

Links to Articles, Publications and Books of Interest

Articles

Changing the Contours of Capital - NEW
Betsy Zeidman
Milken Institute
August 1, 2005
The Democratization of Capital
By Michael Milken
Reprinted with permission from California Lawyer magazine
July 2000
Once You Understand Real Risks, Investing Abroad Is Quite ‘CLEAR’
Joel Kurtzman and Glenn Yago
Milken Institute
February 22, 2005
Expanding Financing Opportunities for Minority Businesses
U.S. Department of Commerce Minority Business Development Agency (MBDA)
Summer 2004
Accelerating Loss of Manufacturing Jobs is More Detrimental to California’s Economic Health than Originally Believed
Keystone Group
February 2004
Social Capitalists: the top 20 groups that are changing the world:
Cheryl Dahle
Fast Company Magazine
January 2004
Small Business Access to Bank Credit: The Little Engine that Could
Community Reinvestment Committee
Executive Summary
December 2003
Financing Minority Businesses
OCC Advisory Letter Al 2003-8
Comptroller of the Currency
October 2003
Publications
FIELD Microenterprise On-Line Resource Bank - NEW

This online resource bank from the Aspen Institute's FIELD Project has information to help practitioners move forward on a range of issues critical to the future of the microenterprise industry. Users of the resource bank will find publications, training curricula, toolkits and more – compiled from numerous authors and sources, including FIELD, the Association for Enterprise Opportunity and MicroSave.

Brookings Institution Report on Credit Scores

Consumer credit reports and scores play a growing role in the ability of families to get ahead, now influencing prices for loans and insurance and efforts to get jobs and rent apartments. This Brookings report reveals the findings of an analysis of a quarterly sample of 25 million anonymous consumer credit reports and scores for every U.S. county between 1999 and 2004.

State Technology and Science Index (national) (California)
Ross DeVol and Rob Koepp, with Junghoon Ki
Milken Institute
April 2004
Next Wave: 10 Rules for Merging Startups
The Diana Project: New Report on Women and Venture Capital

eSan Diego: Business Edition
Volume 4, Issue 44
April 2004
Why Running a Nonprofit is the Hardest Job in Business
It's Back to Business-Basics for Nonprofits
Nonprofits and the $100 Billion Opportunity
Profits for Nonprofits: Earning Your Own Way
Working Knowledge
Harvard Business School
2004
A Nonprofit Space Odyssey: A Capital Projects Primer
Download the booklet (1mb)
CompassPoint Nonprofit Services
2003
Research Report No. 3 - Microenterprise as a Welfare to Work Strategy: Two-Year Findings Download PDF or Order Printed Copy
FIELD
The Aspen Institute
November 2003
Nonprofit Genie: A FAQ about fundraising
Kim Klein
CompassPoint Nonprofit Services
2001
Serving Untapped Markets
Native American Initiatives
Community Investments Online
Federal Reserve Bank of San Francisco
Volume 15, Number 3
November 2003
The Role of Incubators in Cultivating Small Business
Announcing the Launch of the Center of Community Development Investments Center
Community Investments Online

Federal Reserve Bank of San Francisco
Volume 15, Number 2
August 2003
Minorities and Venture Capital
Timothy Bates and William Bradford
Kauffman Foundation
July 2003
Restoring Lives to Rebuild Community
Credit Scoring Overview
Community Investments Online
Federal Reserve Bank of San Francisco
Volume 15, Number 2
April 2003
Creating Capital, Jobs and Wealth in Emerging Domestic Markets
Milken Institute
Glenn Yago, Betsy Zeidman, Bill Schmidt
January 2003
Microenterprise Support with Community Development Financial Institutions
FIELD
Aspen Institute
January 2003
Federal Reserve Bulletin
Federal Reserve Board
All Years
Survey of Small Business Finances
Federal Reserve Board
All Years
Community Development Financial Institutions: Providing Capital, Building Community, Creating Impact
CDFI Data Project
CFED-Corporation for Enterprise Development
2003
Survey of the Performance and Profitability of CRA-Related Lending
Federal Reserve Board
September 2002
Improving Microenterprise Training and Technical Assistance: Findings for Program Managers
Download PDF
FIELD
Aspen Institute
February 2002
A Guide to Business Credit for Women, Minorities and Small Businesses
Federal Reserve Board
June 2001
CARAT’s Call to Action: Technical Assistance Certification
Community Investments Online
Federal Reserve Bank of San Francisco
Volume 12, Number 3
December 2000
The State of Small Business: A Report of the President 2002-2003, 2001, 1999-2000 ,1998, 1997, 1996) (PDF files)
Office of Advocacy
United States Small Business Administration
1996 - 2000
Sponsored Economic Research
Office of Advocacy
United States Small Business Administration
All Years
(The Beige Book) Summary of Commentary on Current Economic Conditions
Federal Reserve Board
2006
AEO Exchange Quarterly Newsletter
Association for Enterprise Opportunity
All Years
Small Business State Profiles
U.S. SBA
1996-1998
Books
Emergence of Entrepreneurship Policy, The: Governance, Start-Ups, and Growth in the U.S. Knowledge Economy
Edited by David M. Hart
December 2003
Shameless Exploitation in the Name of the Common Good
Paul Newman and A.E. Hotchner
Doubleday
November 2003
You Need to be a Little Crazy: The Truth about Starting and Growing Your Business
Barry J. Molz
Dearborn Trade Publishers
October 2003
Why Not? How to Use Everyday Ingenuity to Solve Problems Big and Small
Barry J. Nalebuff and Ian Ayres
Harvard Business School Press
September 2003
Double-Digit Growth: How Great Companies Achieve It-No Matter What
Michael Treacy
Portfolio
August 2003
Nine Lives: Stories of Women Business Owners Landing on Their Feet
Mary Cantando
Cantando and Associates
June 2003
Planet 501c3: The Next Generation
Miriam Engelberg
CompassPoint Nonprofit Services
2003
Winning Grants
Mim Carlson
Jossey-Bass
2002
The Nonprofit Mergers Workbook
David La Piana
Amherst Walker Foundation
2000
The Best Defense: Ten Steps to Surviving a Lawsuit
Melanie H. Herman
Nonprofit Risk Management Center
1998
The Legal Answer Book for Nonprofit Organizations
Bruce Hopkins
Jossey-Bass
December 1998
Best of the Board Café
Jan Masaoka
Compasspoint
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California Resources and Training - CARAT
Selma Taylor, Executive Director
1333 Broadway, Suite 604, Oakland, CA 94612
Phone 510/267.8994 Fax 510/835.1332
Email comments and questions to

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