Community Partners Program

CARAT has partnered with CEDLI to develop a Community Partners Program. The program is designed to certify and train selected business assistance providers (Community Partners) to package CEDLI Co-Lending loan applications. Community Partners are eligible to receive a loan packaging fee of 1 percent of the loan amount upon loan booking. The California Economic Development Lending Initiative (CEDLI) Co-Lending Program targets loans to emerging businesses that are unable to qualify for conventional bank financing. To date, 48 economic development nonprofits have been certified as Community Partners. CARAT has published a Community Partners Directory with individual profiles, available here.

Community Partners Listed Alphabetically (below)
CARAT Funders and Commercial Bank Partners
California Community Partners Map

Community Partners Alphabetical Listing

Click on the partner name for a detailed profile. (Click here to go to the Links Page.)



Bay Area
Hispanic Chamber of Commerce Silicon Valley

San Jose

Mission Economic Development Association (MEDA)

San Francisco

Nor-Cal FDC


Oakland Business Development Corporation


Renaissance Entrepreneurship Center

San Francisco

San Francisco Small Business Development Center

San Francisco

Silicon Valley Small Business Development Center

San Jose

The Mortage Capital Development Corp. (TMC)

San Francisco

Urban Solutions

San Francisco
North Coast

Arcata Economic Development Corporation


The Northcoast SBDC – Humboldt


North Central

California Statewide Certified Development Corporation


Capital Funding


Napa Valley College Small Business
Development Center


Solano College Small Business Development Center



Central Valley

Central California Small Business Development Center


Valley Small Business Development Corporation

Southern California

Advantage Certified Development Corporation

Long Beach

Business Resource Group

Los Angeles

California Manufacturing Technology Consulting


Community Financial Resource Center

Los Angeles

San Gabriel Valley Small Business Development Center

Los Angeles

FAME Renaissance Program

Los Angeles

Inland Empire Small Business Development Center


Los Angeles Local Development Corporation, Inc.

Los Angeles

New Economics for Women

Los Angeles

Operation HOPE, Inc.

Los Angeles

Orange County Small Business Development Center

Santa Ana

Pacific Asian Consortium in Employment (PACE)

Los Angeles

Pacific Coast Regional Small Business Development Corporation

Los Angeles

El Camino College Small Business Development Center


TELACU Community Union

Los Angeles

Valley Economic Development Center/Los Angeles Business Development Center

Van Nuys

Vermont Slauson Economic Development Corporation

Los Angeles
San Diego


San Diego

CDC Small Business Finance Corporation

San Diego

Southwestern College Center for International Trade Development

Chula Vista

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CARAT Contributors

FFunders - May 1999 - Present

Bank of America
Bank of the West
Greater Bay Bank (formerly Bay View Bank)
California Statewide CDC
California Capital SBDC
California Commerce Bank
CDC Small Business Finance Corporation
Community Bank
Fremont Bank
Mitsuho Corporate Bank of California (formerly Dai-Ichi Kangyo Bank)
Mott Foundation
Northern Trust Bank
Pacific Gas and Electric
Personal Insurance Federation of California
Southern California Edison
State Farm
TMC Development
Washington Mutual